Types of Aid

Administration Building

St. Charles Community College participates in a variety of financial aid programs, including scholarships, student loans, grants, Missouri's A+ Schools Programs, Veterans Benefits and others.

You will be informed of the decision on an application for financial aid as early as possible. Final awards cannot be determined until you are actually enrolled in courses. At that point, your enrollment status and cost of attendance will be calculated. No awards will be made until all required documents have been received and your previous course work at St. Charles Community College and all other institutions attended has been evaluated for satisfactory academic progress standards.

Financial Aid recipients should receive disbursements during the fifth week of the semester. This allows the Enrollment Services Department time to verify the number of credit hours you are attending and to process all bookstore credits. If your file is completed after the fourth week of the semester, you can expect your disbursement to take approximately two to three additional weeks to process. Students enrolled in courses that begin later in the semester will not be paid until after those classes begin and attendance has been verified.

Financial Aid eligibility will be determined by the number of credit hours a student is enrolled in as of the following dates:

  • Fall Semester.......................Sept. 15
  • Spring Semester..................Feb. 15
  • Summer Semester..............June 15

Any credit hours added after these dates will not be considered in your financial aid eligibility.

Students whose files are complete before the scheduled deadline for a given semester are not required to prepay their tuition. Those students are allowed to purchase their books on a bookstore credit issued from the Enrollment Services Department.

If you are considering withdrawing from your courses, you must notify the Enrollment Services Department of your plans before you complete the withdrawal process so you can be informed of any consequences of such withdrawal. Aid eligibility will be paid based on the actual number of credit hours in which you are attending and participating at the end of the second full week of classes for fall and/or spring semesters.

Under no circumstances can a student receive aid for a semester in which he or she enrolls but does not attend any classes. Therefore, if you have decided not to attend classes, you must notify the Enrollment Services Department to prevent charges from being posted to your account and/or grades of "F" appearing on your transcript.

All Financial Aid disbursements will be available via ACH to a bank of the student's choice or to a HigherOne debit card.

Select the type of aid you are interested in (in the left navigation bar or below) for more information including eligibility.


Scholarships are funds that do not require repayment. They range from a specific amount given in a particular semester to a full scholarship of tuition and standard fees for up to four consecutive years. To apply for SCC institutional scholarships, you must complete a scholarship application for each individual scholarships for which you are applying.

Student Loans

Eligible students may make a request for low-interest loans to help finance their education. This money must be repaid at a future date.


Grants do not have to be repaid and are awarded on the basis of financial need. SCC participates in two federal programs: PELL and Supplemental Educational Opportunity Grant (SEOG). The Access Missouri Financial Assistance Program is funded by the state of Missouri.

A+ Schools Program

The A+ Schools Program is designed to provide students who have graduated and successfully met the requirements from a designated A+ high school the opportunity to continue their education at a community college.

Veterans Benefits

The educational assistance program administered by the Department of Veterans Affairs (DVA) offers aid to an eligible veteran and/or service person dependent on when the person served on active duty.

Other Aid

Other forms of Financial Aid include: Federal Work Study Program, the HOPE Scholarship and Americorps.


Financial Aid
Contact Information

General Information

A+ and State Programs

VA Benefits


Financial Aid Appeals & Scholarships