In 2010, The Affordable Care Act (ACA) was signed into law with the purpose of insuring that all Americans have access to affordable health insurance. The ACA created the Insurance Marketplace, a website providing access to insurance plans. The Marketplace is a way for to anyone who would like to shop for coverage to find and compare plans which may meet their needs.
Some key highlights of the Act are:
SCC will continue to offer competitive benefit packages to our eligible employees and may be your best option for coverage. While our benefit plans are typically on the "high" end of the coverage packages offered by most vendors and are attractive to our employees, additional plans, at lower cost may also be attractive for your family coverage through the Marketplace or private insurance brokers.
Under the ACA, "variable-hour" employees who work an average of 30 or more hours per week in all jobs over a measurement period (determined by SCC in compliance with ACA regulations), must be offered access to the medical plan, although they may decline coverage. The most likely group(s) affected will be adjunct faculty and individuals who work in more than one position for the college. (We do not expect student workers to be affected.)
Because adjunct faculty perform duties outside the classroom hours, a standard equivalency formula has been established by the college to calculate hours for eligibility purposes.
If you are determined to be eligible, you will be notified by the college prior to the open enrollment period. Coverage purchased by employees deemed eligible will remain in effect until the following measurement period re-determines eligibility for the "variable-hour" group.