In 2010, The Affordable Care Act (ACA) was signed into law with the purpose of insuring that all Americans have access to affordable health insurance. The ACA created the Insurance Marketplace, a website providing access to insurance plans. The Marketplace is a way for to anyone who would like to shop for coverage to find and compare plans which may meet their needs.
Some key highlights of the Act are:
SCC will continue to offer competitive benefit packages to our eligible employees and may be your best option for coverage. While our benefit plans are typically on the "high" end of the coverage packages offered by most vendors and are attractive to our employees, additional plans, at lower cost may also be attractive for your family coverage through the Marketplace or private insurance brokers.
Under the ACA, "variable-hour" employees who work an average of 30 or more hours per week in all jobs over a measurement period (determined by SCC in compliance with ACA regulations), must be offered access to the medical plan, although they may decline coverage. The most likely group(s) affected will be adjunct faculty and individuals who work in more than one position for the college. (We do not expect student workers to be affected.)
Because adjunct faculty perform duties outside the classroom hours, a standard equivalency formula has been established by the college to calculate hours for eligibility purposes.
If you are determined to be eligible, you will be notified by the college prior to the open enrollment period. Coverage purchased by employees deemed eligible will remain in effect until the following measurement period re-determines eligibility for the "variable-hour" group.
As new provisions of the Affordable Care Act are revealed and changes occur, we will continue to publish them in the HR Connection and post information and links on this website.
January 2014 - Affordable Care Act
February 2014 - Be informed about health care reform
Although the dust is settling following the initial roll-out of the ACA, you will continue to hear about more changes coming to health insurance coverage brought about by the ACA. We want you to have easy access to the information we receive and will continue to post information on this website for your convenience.
The major change in 2014 is that most legal US residents will be required by law to purchase a qualified health plan, either through an employer, private insurance or the health insurance marketplace; otherwise, they will pay a penalty.
As your employer, we proudly provide a qualified health plan to our eligible employees. So you're free to keep the plan you have. But we want to be sure you understand the other options you may be hearing about. Our partner, Anthem, has provided the attached flier with an overview of what's to come in 2014 in the world of health care reform.