Full-Time Staff Benefits

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St. Charles Community College offers a wide variety of benefits for full-time employees. Below is an overview of the benefits that are offered. For more detailed information about benefits, please contact a representative in the Human Resources Department at 636-922-8320.

Please be advised that the information listed below is a summary of the benefits. This is not an all-inclusive, detailed list of all benefits and is subject to change. This document should not be viewed as an implied offer of employment and the information below does not take the place of Benefit Summary Plan Descriptions.

Employer Credit
Employer Credit is how the College shares the cost of your benefits. The coverage level you select on your medical coverage will determine the Employer Credit amount for which you qualify. This amount can then be applied toward your benefits.
Employer Credit Options
If You Choose: Employer Credit Amount:
Waive Medical Coverage Up to $110
Employee Only Medical Coverage Up to $719.00
Employee + 1 Medical Coverage Up to $1,172.00
Employee + Family Medical Coverage Up to $1,525.00
Medical Insurance
Anthem BlueCross BlueShield – Eligible the first of the month following first day of full-time employment.
Anthem PPO 2
Anthem Plan 2 (80%/20% after deductible)  Plan 2 Per Month
Employee Only $770.77
Employee + 1 $1,582.54
Employee + Family $2,239.64
Anthem PPO 6
Anthem Plan 6 (80%/20% after deductible) Plan 6 Per Month
Employee Only $734.82
Employee + 1 $1,508.66
Employee + Family $2,135.11
Anthem PPO 11
Anthem Plan 11 (80%/20% after deductible) Plan 11 Per Month
Employee Only $695.06
Employee + 1 $1,427.06
Employee + Family $2,019.64
Anthem HSA
Anthem Plan HSA E3 (80%/20% after deductible) Plan HSA Per Month
Employee Only $683.42
Employee + 1 $1,403.19
Employee + Family $1,985.85
Dental Insurance
Cigna Dental – Eligible the first of the month following first day of full-time employment.
Cigna Dental High Plan 
Coverage Options Cost Per Month
Employee Only $34.07
Employee + 1 $81.77
Employee + Family  $112.75
Cigna Dental Medium Plan
Coverage Options Cost Per Month
Employee Only $22.47
Employee + 1 $53.88
Employee + Family  $76.68
Cigna Dental Low Plan 
Coverage Options Cost Per Month
Employee Only $17.80
Employee + 1 $38.43
Employee + Family  $49.72
Vision Insurance
EyeMed Vision Care (Insight Network) – Eligible the first of the month following first day of full-time employment.
EyeMed Vision Care High Plan 
Coverage Options Cost Per Month
Employee Only $8.42
Employee + Spouse $15.98
Employee + Children  $16.83
Employee + Family $24.73
EyeMed Vision Care Low Plan 
Coverage Options Cost Per Month
Employee Only $6.88
Employee + Spouse $13.07
Employee + Children  $13.76
Employee + Family $20.22
Basic & Optional Life Insurance

Dearborn Basic and Optional Life Insurance - Eligible the first of the month following first day of full-time employment.

Basic life insurance (equivalent to your annual salary) is required coverage, with reduced coverage beginning at age 65. Optional Life Insurance coverage is available. Additional coverage for spouse and dependent children can also be purchased. Rates are based on amount of coverage and age.

Short-Term & Long-Term Disability
Coverage begins on the first of the month following first day of full-time employment. Rates are based on age.
Dearborn Short-Term Disability Plan
Benefit Amount 60% of Basic Earnings
Benefit Maximum $1,000 per week
Elimination Period  14 days
Dearborn Long-Term Disability Plan
Benefit Amount 66 2/3% of Basic Earnings
Benefit Maximum $10,000 per month
Elimination Period  90 days

Retirement
The college participates in the Public School Retirement System of Missouri (PSRS) and the Public Education Employee Retirement System of Missouri (PEERS). Eligible employees, upon hire or when hours worked reach eligibility levels, participate in either the PSRS or PEERS. Visit www.psrs-peers.org for more information.

Contribution Rates
PSRS Participants (faculty, designated staff, and those with Missouri Teacher’s Certification) – 14.5% (College also contributes 14.5%). *Some positions may only contribute two-thirds to PSRS.

PEERS Participants – 6.86% (College also contributes 6.86%)
Paid Vacation
The college provides vacation time to all regular full-time staff. Vacation time is accrued on a pay period basis. Administrator-level positions accrue up to 22 days per year.
Position Classification Years of Service
<5 yrs 5-9 yrs 10+ yrs
Support Staff Up to 12 days accrued per year. Up to 17 days accrued per year. Up to 22 days accrued per year.
Professional/
Technical Staff
Up to 15 days accrued per year. Up to 22 days accrued per year. Up to 22 days accrued per year.
Sick Time
The college provides sick time to all regular full-time staff, up to 12 days of sick time can be accrued per year.
Holidays & Personal Days
The college recognizes 13 paid holidays, one floating day, and the weekdays which fall between observed Christmas and New Year’s holidays.

Three personal days per fiscal year are available to current full-time employees on July 1. New employees hired after the start of the fiscal year (July 1) will have personal time distributed on the first payroll after the Introductory Period, based on a depreciating schedule.
Additional SCC Benefits
Flexible Spending Accounts, Tuition Waiver and Reimbursement, Staff Training and Education Programs, Employee Assistance Program, Tax-Sheltered Annuities, Direct Deposit, Bookstore 10% discount, Cafeteria, Theater, Library, Walking Trail, Fitness Center, and Lactation Room.

The college is committed to non-discrimination and equal opportunity regarding the treatment of faculty, staff and students. The college adheres to a strict non-discrimination policy in student admission, educational programs, activities and employment regardless of race, color, sex, sexual orientation, religion, creed, national origin, ancestry, age, veteran status, disability or genetic information. The college is an Equal Opportunity Employer. The college maintains a complaint procedure for the purpose of investigating and providing prompt and equitable remedy.

Have questions about employment benefits at SCC?

Call 636-922-8421.

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4601 Mid Rivers Mall Drive
Cofttleville, MO 63376

info_desk@stchas.edu
636-922-8000

© 2024 St. Charles Community College.